Office Insurance Solutions :: Calculators

Office Insurance Solutions Financial Calculators

Office Insurance Solutions is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Public Liability Insurance Calculator

Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Professional Indemnity Insurance Calculator

Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Commercial Property Insurance Calculator

Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

Cyber Insurance Calculator

Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Insurance News

AI Adoption Brings New Risk Questions for Office-Based SMEs

29 Jun 2026: Paige Estritori

Artificial intelligence is quickly moving from experiment to everyday business tool, and a new global risk study suggests business leaders are starting to recognise the size of the shift. The latest Corporate Risk Radar research from Clyde & Co found technology risk has climbed sharply in the minds of senior decision-makers, with AI now linked not only to IT security but also governance, regulation, reputation and third-party dependency. - read more

New Insurance Code Push Could Lift Standards for SMEs

22 Jun 2026: Paige Estritori

Australia?s general insurance sector appears to be moving closer to a major reset of its customer standards, with Financial Services Minister Daniel Mulino indicating he wants meaningful progress on the long-running review of the General Insurance Code of Practice. The industry review began in November 2023, produced more than 100 recommendations, and is expected to lead to a redrafted code that is both ASIC-approved and contractually enforceable. - read more

Strengthening Small Business Resilience Through Insurance Reforms

15 Jun 2026: Paige Estritori

Small businesses are the backbone of Australia's economy, yet they face a myriad of challenges that threaten their sustainability. Recognizing this, the Insurance Council of Australia (ICA) has proposed a series of reforms aimed at bolstering small business resilience through enhanced insurance support. - read more

Addressing Affordability Challenges in SME Commercial Insurance

15 Jun 2026: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has released a report highlighting significant affordability challenges in the commercial insurance sector, particularly affecting small and medium-sized enterprises (SMEs). This development calls for a closer examination of the factors contributing to rising premiums and the exploration of tailored solutions to alleviate the financial burden on small businesses. - read more

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Business Insurance Articles

The Role of Risk Management in Minimising Office Insurance Expenses

Running a startup in Australia is an exciting venture, full of potential but not without its fair share of risks. One crucial aspect that can make or break your business is risk management. Understanding and managing risks is not just a matter of safeguarding your assets—it's a strategic approach to ensuring long-term success. Just like a captain navigates through turbulent waters, managing risks helps guide your business through unexpected storms. - read more

Your Office Insurance Checklist: Plan with Confidence

Office insurance is an essential component for any Australian business owner. It acts as a safety net, protecting your business from unexpected events that could potentially disrupt operations or cause financial strain. Whether it's theft, natural disasters, or accidents in the workplace, having comprehensive office insurance helps you manage these risks effectively. - read more

Protecting Your Workspace: The Key Office Insurance Policies for Startups

Starting a new business is an exciting venture, but it also comes with its own set of unique risks, especially in the dynamic landscape of Australia's startup sector. As a business owner, you may be focusing on innovation and growth, but understanding the risks your startup faces is equally important. - read more

The Key Benefits of Tailored Office Insurance for Australian Businesses

Office insurance is a specialised form of protection crafted to shield businesses from a variety of risks specific to their operational environment. - read more

Knowledgebase

Loss Ratio:
The ratio of claims paid by an insurer to the premiums earned, used as a measure of profitability.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.